Black America’s dreams of homeownership still deferred.. to see that African-Americans and Latinos remain overly dependent upon FHA to access mortgages is a sign of unfair treatment.
Housing discrimination relegated African Americans to homogeneous. A recent report by the Center for Investigative Reporting, along with Reveal News, uncovered how U.S. banks systematically prevent.
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Among banks that aren’t black-owned, fewer than 1% of mortgages go to African-Americans. And residents of neighborhoods the banks serve are likely to have low to moderate incomes.
Reveal's analysis of mortgage data found evidence of racial. Act records analyzed by Reveal from The Center for Investigative Reporting.. African Americans faced the most resistance in Southern cities – Mobile, New Jersey- based TD Bank, which denied a higher proportion of black and Latino.
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· By Aaron Glantz and Emmanuel Martinez. F ifty years after the federal Fair Housing Act banned racial discrimination in lending, African-Americans and Latinos continue to be routinely denied conventional mortgage loans at rates far higher than their white counterparts.. This modern-day redlining persisted in 61 metro areas even when controlling for applicants’ income, loan amount and.
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Fifty years after the federal Fair Housing Act banned racial discrimination in lending, African Americans and Latinos continue to be routinely denied conventional mortgage loans at rates far.
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The move is also good public relations: In 2012, Wells Fargo paid a $175 million settlement to resolve federal charges that it had assessed 34,000 Hispanic and African-Americans higher mortgage.
African Americans faced the most resistance in Southern cities – Mobile, and Latinos continue to be routinely denied conventional mortgage. That's because lenders have deflected attempts to force them to report that data.
Minority borrowers are more than twice as likely to be denied loans than white applicants. do), they could result in racial and economic disparities, because Hispanics and African-Americans attend.