After Home Closing, Which Documents Should I Keep? » Mortgage Masters Group

A guide to important home buying documents to keep after closing on your home and which documents can be originals and which can be copies. Source: After Home Closing, Which Documents Should I Keep?. Mortgage Masters group nmls branch id#: 373290 Phone 772-340-4003 Email doug.

If you need copies of your mortgage, deed of trust, home deed, or promissory note, you can use a few methods to obtain the documents. 1 Request loan paperwork from your lender.

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That means if the loan amount exceeds the home’s value, the lender cannot go after the rest of the estate or the heirs. A reverse mortgage is kind of the opposite of that. You already own the house, the bank gives you the money up front, interest accrues every month, and the loan isn’t.

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Mortgage Statements. While these aren’t official parts of your mortgage documents, you should have filed them as they came in. Because these statements aren’t mortgage documents, and more like banking records, you don’t need to keep them until you sell you house, but you’ll need to hold onto all of them for seven years after you pay off your mortgage.

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The closing sheet called the HUD1 from when you bought and sold the house along with receipts for any major improvements. Anything else is electronically recorded in the register of deeds office in the county the property was in. The only other thing is any mortgage documents only if you think there was a disputed between you and the lender.

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